RV and Motorhome Insurance in SC

So you've decided to follow that life-long dream and buy a beautiful motorhome to travel the country. Congratulations! Nothing could be more fun than taking a leisurely cross-country trip to see the US in your own comfy RV. It's the most wonderful way of all to share adventures with your spouse or friends.

Registering an RV in South Carolina is the same process as registering a vehicle. Unlike a tag-along camper, a motorhome IS a vehicle.

Notify your insurance agent (Todd Insurance Agency we hope!) first, and combine your new RV along with your SC homeowners insurance policy if possible. As we have stressed so often, the best way to discount your car insurance is with the "Multi-policy Discount". If your car or home is insured somewhere else, please consider letting us handle these along with any other insurance you have. We can really save you some money!

And as the Allstate commercial says, "Breaking up is hard to do". We will do the switch for you!

When you've insured your RV with us, we'll give you a proof of insurance certificate that you will take along with your title to the tax office. SC charges a 5% tax on all newly purchased vehicles.

You will also need to print out a SC Registration Application Form 400,
(pdf download) and fill it out.

With the tax receipt, title form, and proof of insurance, step over to the license department and get your tags. Now, knowing your new toy is protected by the best insurance you can have, climb in the drivers seat and visit Niagra Falls, the Grand Canyon, the entire state of Florida, and all the other places you've always wanted to see!

Visit our office or call us for a quote on RV insurance, boat insurance in Myrtle Beach, SC car insurance, renters insurance in south carolina, or Homeowners Insurance in Myrtle Beach SC. PS...send us a postcard!

Identity Theft Insurance Needed by Everyone

Our local Channel 13 TV news reports a case of identity theft in Conway. Most people think it doesn't happen around here or it can't happen to them, but it can, and does. Everyone who works on the internet often or has any other reason to be at a risk for having your bank accounts or other financial services disturbed should consider getting Identity Theft Insurance.



Conway police try to identify identity theft suspect

Conway police are asking for the public’s help in identifying an identity theft suspect.
They say an unknown woman used another person’s identity to withdraw large sums of money from that person’s bank accounts.

Anyone with information on this individual’s identity or location is asked to contact the Conway Police Department.

Visit our website and learn about all the ways you can protect your life and family. From car insurance in Myrtle Beach to renters insurance, we offer the best in customer and claims service.

A Calm Year for the SC Insurance Industry after a Weak Hurricane Season

With only about 5 weeks left in this year's hurricane season, coastal NC and SC homeowners are breathing a tentative sigh of relief. After the summer fire damage at the Barefoot Golf community in North Myrtle Beach, it is especially nice if we get through the season with no major storms.

Hurricane season officially runs from June 1 to November 30, but September is the month that usually sees the most hurricane activity and damage. This year was unusually calm, but those of us in the SC homeowners insurance business urge our customers to stay vigilant, and always be prepared for other catastrophes, such as this year's freak fire, and keep all your coverage current.

Whether it's home insurance, condo insurance, or renters insurance in Myrtle Beach, our rates are reasonable enough to protect your property without stripping your wallet.
Please don't gamble with your home or belongings. Stay in touch with your insurance agent and keep us aware of your life changes or major purchases.

We have a customer survey form that you, as a policy holder can use to tell us about your property and any changes that might indicate a need for reviewing your current coverage. We love to hear from you, and hope you'll let us know anytime your circumstances change!

A Really Good Allstate Insurance Commercial

Visit or call us for the best rates and customer service of any South Carolina insurance company.

Todd Insurance Agency, Inc.
North Myrtle Beach, SC

All Renters Need Renters Insurance

One of the most undersold policies is a renter's policy. You need renters insurance if you rent your home, apartment, or condo and do not own it. A South Carolina renters insurance policy insures your personal property or contents of your home. The best renters policies will cover your personal property on a "replacement" cost" basis. That means that no matter how old the item is, it will be replaced with a new item of like kind and quality without depreciation.

A good renters policy will also have liability coverage attached. Personal liability coverage pays your legal defense and any subsequent judgement against you should you be sued because of something that happens on your residence premises. It is very easy to purchase a renters policy in South and North Carolina.

Visit our website and get a quick online quote for rental insurance. We service both North and South Carolina. You will be surprised how CHEAP it is!

Tips for Affordable Auto Insurance

Did you know that the four major auto insurance carriers can have completely different premiums for the same coverage and similar drivers? If you haven't talked with your own agent about your car insurance discounts, you should. Some agents won't volunteer to give you everything you deserve unless you ask!

*Fact* Many auto insurers are actually a collection of several insurance companies in which each caters to a certain type of driver. The worst drivers go in one company, the best in another, and a lot of people wind up in one of the middle companies. These middle people pay less than the worst drivers, but more than the best. Which one are you in, if any?

*Fact* Many insurers now use your credit history as a major factor in determining what to charge you for auto insurance. In some cases, if your credit is excellent, you could save money by moving your insurance to a company that uses credit as a rating factor – even if you have a so-so or poor driving record! If you have poor credit, you could save money by moving your auto insurance to a company that does not use credit as a rating factor.

*Fact* Some companies give a discount for your insurance on 16-17 year old drivers if they are good students in school!

For Eleven Ways to Discount Your Auto Insurance, visit our website and see what most insurance agencies don't want you to know. And if you have a good driving record, fill out an Online Auto Quote, and let us SAVE YOU MONEY ON YOUR CAR INSURANCE!

Scott Todd

Todd Insurance Agency

Scott @ CarolinaPolicies.com

Hello From Sunny North Myrtle Beach!

Welcome to our Insurance Blog for North Carolina and South Carolina car, home, life, and personal insurance. We hope you'll find our blog interesting and informative, as we try to give you tips on how to get the most insurance for your hard-earned dollars. We will also try to keep you informed on current events related to insurance issues in North and South Carolina.

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And look for good things to come!